The Yetworth Podcast
In the Yetworth Podcast, cohosts (and siblings) Maxwell and Emma Schmitz discuss all things risk management planning. Expect anything from five-minute educational tidbits covering critical illness, disability income, and long-term care themes to longer-form interviews with the best advisors in our business.
Episodes
17 episodes
Top 6 Mistakes Advisors Make with the DI/LTC Conversation
In this episode, Max and Emma run through the top six mistakes they've seen advisors make when having the disability income or long-term care insurance conversation with their clients -- and how to turn each mistake into an opportunity.
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Season 1
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Episode 16
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22:25
Individual Coverage for Disability Planning Part 2
For the last episode in our series that covers our eBook, Planting the Seed: 20 Ways to Preserve Your Yetworth, we're splitting things up into two parts. In this second part, we dive into our specialt...
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Season 1
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Episode 15
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22:21
Individual Coverage for Disability Planning Part 1
For the last episode in our series that covers our eBook, Planting the Seed: 20 Ways to Preserve Your Yetworth, we're splitting things up into two parts. In this first part, learn how annuities and li...
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Season 1
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Episode 14
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20:08
Most Employee Benefits Are Not Income Replacement Options
Are you familiar with your clients' employee benefits options? We're not just talking worker's comp (although we do recognize its place) -- we're talking income replacement for illnesses (and long-term injuries) that happen off-the-job. Like, i...
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Season 1
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Episode 13
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18:21
The Truth About Government Disability Benefits
PSA: Only 22% of initial Social Security Disability Insurance claims are approved! That’s essentially a 78% denial rate off the bat!In this episode, get the facts about government DI benefits. Find out the importance of contextualizing ...
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Season 1
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Episode 12
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15:13
Self-Funding Through a Disability: Part 2
What are your income stream options if you can't work anymore due to a disabling illness or injury? Max and Emma continue the episode on self-funding your way through a disability by running through the topics of business equity, legal settleme...
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Season 1
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Episode 11
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12:17
Self-Funding Through a Disability: Part 1
What are your income stream options if you can't work anymore due to a disabling illness or injury? Max and Emma discuss the possibility and consequences of pulling from emergency savings and retirement savings, as well as the implications (and...
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Season 1
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Episode 10
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24:44
Planting the Seed: 20 Ways to Preserve Your Yetworth
In this episode, Emma and Max talk about the launch of their ebook!Planting the Seed: 20 Ways to Preserve Your Yetworth® walks through 20 income replacement options for funding lifestyles and livelihoods when a person who relie...
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Season 1
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Episode 9
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17:43
How Much Long-Term Care Insurance Does My Client Need?
How much long-term care insurance should I quote? How much LTC do I need? What if my client is slated to have a lot of money in retirement - do they still need LTCi? In this quick episode, Max and Emma reveal the LTCi premium sweet spot for mos...
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Season 1
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Episode 8
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15:12
The Most Streamlined Application Process for Your Client, Ever.
Most new inventions develop out of necessity. Years ago, Maxwell Schmitz, our Yetworth Podcast cohost, came up with the idea for a faster and easier disability insurance application process. Good things take time -- and that mostly-baked idea o...
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23:29
When to Quote Critical Illness Insurance
Modern medicine has fortunately increased our chances of surviving a major medical event, but recovering can be expensive! Learn how critical illness insurance can help your clients fulfill high health insurance deductible needs or simply finan...
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Season 1
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Episode 7
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20:13
How to Have the Long-Term Care Conversation
Mortality, morbidity, insurance -- nobody wants to talk about it. That's why having a system is key to figuring out a long-term care plan for your clients. In this episode, Max and Emma walk through the Yetworth
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Season 1
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Episode 6
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43:05
The Individuality of Long-Term Care Insurance
While about 29% of long-term care insurance is purchased in group settings (at work or through an association), these worksite options are fundamentally different from true group products. In this episode, Max and Emma discuss the history of th...
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Season 1
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Episode 5
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19:27
How to Identify Disability Insurance Candidates
Not everyone is a good candidate for disability insurance. In this episode, learn the few simple steps to identifying whether or not someone needs disability income coverage. We walk through our handcrafted flowchart which can be
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Season 1
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Episode 4
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14:49
The Case Against Short-Term Disability Insurance
Listen to hear why short-term disability insurance is likely a waste of your client's hard-earned money, and what we suggest doing with that money instead.
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Season 1
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Episode 3
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18:19
On the Washington Cares Fund (Or Do They?)
Learn about the state of Washington's new payroll tax, called the Washington Cares Fund, which is the first state program to fund long-term care services and support. Find out how the program affects you and what you can do about it.
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Season 1
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Episode 2
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16:18